Terms of Use
PREAMBLE
This document, called Terms of Use, presents the conditions for using the mobile applications and/or web platform for accessing Money Keep, hereafter referred to as the Platform, and establishes the obligations between the individual or legal entity using this Platform, hereafter referred to as User.
These Terms of Use describe the rights and obligations related to subscription, use, cancellation, and other aspects of using the Platform. It also explains the understanding of certain terms in the document, possible penalties for non-compliance, and other aspects of the relationship between the User and the Platform.
This document must be read, understood, and accepted for the User to access the services provided by the Platform.
INTERPRETATION
The following rules apply to the interpretation of this Term:
All textual excerpts presented in this document constitute an integral and inseparable part of this Term for all legal purposes. In case of any divergence that may exist in the relations between the Platform and its owning company with Users, these Terms will be used as support and guidance to resolve conflicts.
The headers and titles given to the items of this Term are merely references and should not affect the interpretation of its provisions.
The terms 'include,' 'including,' and similar terms should be interpreted as if accompanied by the phrase 'but not limited to.'
References to any documents or instruments include all respective amendments, replacements, consolidations, and supplements, unless otherwise specified herein.
All deadlines or periods in days provided in this Term refer to calendar days and will be counted excluding the date of the event that caused the start of that deadline or period and including the last day of the deadline or period in question, as provided in Article 224 of the Brazilian Code of Civil Procedure. All deadlines established in this Term that end on Saturdays, Sundays, or holidays will be automatically extended to the first subsequent Business Day.
Definitions: For all purposes, when referring to the TERMS OF USE and the PRIVACY POLICY, the following terms are defined as:
- APPLICATION (APP): Technical term describing a tool developed for mobile applications to allow User access to the Platform.
- CONTENT: Information provided through the Money Keep Platform to the USER.
- PERSONAL DATA: Any and all information provided by the USER to Money Keep. Examples of data include: name, physical or electronic address, CPF (only for Brazilians) and identity card numbers, as well as financial control data. (‘DATA’)
- COMPANY: Lotuz Software LTDA, registered under CNPJ 34.275.414/0001-45, R. José Bonifácio, 122, Sala A, São Carlos, São Paulo, owner of the Money Keep Platform and holder of its usage rights.
- LOGIN: The result of the USER's registration with Money Keep, including their personal data, USER's email, and password or connection through a Google account, essential for access to Money Keep. (‘LOGIN’)
- PLAN: One of the subscription models offered by Money Keep for accessing the Platform.
- PLATFORM: Virtual environment constituted by a set of computational codes that form the infrastructure for storing, accessing, viewing, calculating, integrating, and functioning of the Money Keep computational tool. Part of this system is accessible to Users through different graphical interfaces, and part is hidden, integrating and enabling the operation of the environment.
- USER: Any individual or legal entity who has registered and/or uses the Platform, whether through the applications, web access, or any technological tool, upon prior reading and acceptance of the Terms of Use and privacy policy.
- WEB: Technical term describing the system of accessing information via the Internet, which is configured through pages made with HTML, Javascript, and CSS.
INTRODUCTION
The Money Keep website and the Money Keep mobile application, owned by Lotuz Software LTDA, under CNPJ 34.275.414/0001-45, R. José Bonifácio, 122, Sala A, São Carlos, São Paulo, are digital tools for financial management, tracking, and monitoring.
The purpose of the 'Money Keep' tool is to facilitate financial control performed by its users through an intuitive and robust interface. Using accounting concepts and applying them through the digital platform, 'Money Keep' synthesizes and simplifies the visualization of financial data based on the information provided by the User. Its aim is to assist in controlling and understanding the User's financial flow.
Money Keep is not responsible for the financial control and financial life of its users. Financial decisions and control of personal finances of its users are not the responsibility of Money Keep.
These terms of use establish the relationship between Money Keep and its users. General concepts, responsibilities, rights, and other aspects of using the digital platform are presented. The most recent version of the terms of use can be found on the Money Keep website.
By using Money Keep's services, you affirm that you have read, understood, and accept the terms presented. If you do not agree with the presented terms, you will not be able to use the Money Keep platform.
The registration information provided by the user must be truthful and updated. The user must be legally capable of entering into a contract.
If you have questions about the terms of use and/or the privacy policy, contact Money Keep at [email protected]. Do not accept the terms of use if you have questions or do not agree with any of the established rules.
ABOUT Money Keep
Money Keep is a financial control platform that can be downloaded from the App Store, Google Play, or accessed on the platform's website, where the web version can be obtained. To use this platform, user registration and subscription to one of the available usage plans are required.
It is recommended that the platform be downloaded from official stores (App Store, Google Play, etc.), which are reputable and reliable sources for obtaining installers, reducing the possibility of security flaws. The Company will not be responsible for the use of the platform if accessed through unofficial means.
Upon registration, some personal data will be requested, defined and processed based on the terms of the Privacy Policy. The Privacy Policy, as well as these Terms of Use, must be read and accepted before using the Platform.
The password created by the User for access to the platform is personal and non-transferable. It is recommended that the login and this password not be shared with anyone. It is also recommended to use password patterns that combine numbers, uppercase and lowercase letters, and special characters to increase security regarding access to the User's account. The user is responsible for access to their account, storage, and confidentiality of their password. In case of suspected unauthorized access to the account, the user should contact via email: [email protected].
The platform presents a graphical interface that allows the user to register, manage, and monitor information related to their finances, becoming an auxiliary tool in financial management. Its function is strictly to compile, organize, and facilitate data visualization.
The User is responsible for any decision made based on the data presented by the platform, relieving the Company of any responsibility. The Platform is constantly being modified and improved and is not free from failures.
The User agrees, by using the platform, to be responsible for creating, storing, and maintaining a copy of all information entered into the platform. The platform is not free from outages or failures, and data stored may, in an eventuality, be lost.
Money Keep may suspend or cancel, without prior notice or notification, the account of a User who is using the Platform in conflict with the terms of use and privacy policy.
SUBSCRIPTION PLANS
The Company reserves the right to offer platform usage plans in paid and/or free modes. These plans will be presented in the apps and/or on the website, and adherence to one of the available modes is mandatory for platform usage. Other access modes may be created for platform usage at an appropriate time and will be announced similarly.
At any time, without prior notice, the Company may discontinue or change the plans.
Payment for the plans can be made through accredited intermediary platforms that provide adequate and secure digital payment methods. The primary payment method provided is credit card, and other methods may be made available depending on the payment platform.
The prices of the plans disclosed on the website, in the apps, or through other means may be changed at any time without prior notice. Users who have already subscribed to usage plans will be notified at least 30 days in advance of any changes in their subscription prices.
At the time of purchasing the usage plans, the subscription amount will be clearly presented so that the user is aware of the amount they will pay for their subscription.
The Company may change the platform used for payment intermediation and/or the payment methods provided without prior notice to users. All payments will be intermediated by payment platforms, and for this reason, they follow the terms of use of these platforms. Aspects such as refunds, order cancellations, payment completion, and others follow the rules of the payment platforms.
Access to the Platform may be interrupted if payment is not completed, remaining so until payment is made.
The usage plans are linked to the user's data, and the user allows the company to request, process, and store the personal data necessary for the completion of the purchase and the provision of the service. For Brazilian Users, the essential data includes full name, email, and CPF. Users from other countries must provide their full name and email. Other data may be required to meet legal obligations.
No User may assign or transfer their license to use the Platform under any circumstances.
The Company may conduct promotions, promotional events, distribute discount 'coupons', reduce prices for new subscriptions, or carry out any other form of sales campaign whenever deemed appropriate.
CANCELLATIONS AND REFUNDS
The cancellation of subscription plans can be done through the Platform's website or mobile apps. A section exclusively for this action will be available to all users who wish to stop using the platform.
A proportional refund option will be available to all users upon cancellation. The refund amount will be proportional to the number of days used relative to the number of days contracted. For example, cancelling the monthly plan on the tenth day of use allows for a refund of the remaining days of that month upon cancellation.
All services and functionalities accessed on the platform will be disabled upon cancellation.
The refund amount will be credited back to the credit card used for payment. The time for processing the refund depends on the intermediary payment platforms.
The user may cancel the automatic renewal of their plan at any time, according to the terms above.
At the time of subscription cancellation and loss of access to the platform, data stored may be lost. In case of data loss, recovery will not be possible even after a new subscription. After cancellation, data necessary for fulfilling any obligations by the Company will be kept, while the rest of the User's information will be deleted from the Platform.
CHANGES
The terms of use may occasionally be updated. These changes may involve the removal, addition, or modification of any clause of these Terms of Use. Any significant change will be communicated through the web and app, and/or by sending notifications to users. At these times, users will be allowed to renew their consent with the new terms presented.
After the publication of changes, if the User does not agree with the new terms, they must stop using the Platform. All modifications will take effect immediately upon their publication. It is the User's responsibility to frequently check the Terms of Use to ensure they are aware of the latest updates.
The Company reserves the right to modify or discontinue (temporarily or permanently) the sale of new plans, distribution, or updating of the Platform.
The User may not hold the Company or any partner, director, employee, or any other person or company associated with the Company responsible for modifications, suspensions, or discontinuation of the platform.
CANCELLATIONS AND SUSPENSIONS
The Company may suspend or cancel the subscriptions of Users who violate laws or the obligations agreed upon by accepting these Terms of Use. The Company also reserves the right to take appropriate actions in cases where users deviate from the intended use of the platform, provide false or misleading information, and/or Users who are otherwise disruptive. In cases of suspension for relevant reasons, the Platform will not refund suspended users.
DATA COLLECTION
To provide the services described in these terms of use, the Company needs to collect Personal Data from the user. By using the Platform, the User expressly agrees to the collection, use, processing, and storage of their Personal Data.
The Privacy Policy provides explanations and definitions related to data processing and must be read and accepted, along with these Terms of Use, for using the platform.
The Company will ensure the privacy of Users' Personal Data and will only share strictly necessary data in cases defined by law, under court order, or any other authority with the power to demand the Company to disclose Users' personal data.
APPLICABLE LAWS AND JURISDICTION
This is a contract between you (User) and Money Keep. By using the app, you acknowledge that you have reviewed and accept the terms presented in this document. If you do not agree with the conditions presented, you may not use the tool.
These Terms of Use govern the use of Money Keep provided by the Company.
All disputes or claims arising from the interpretation or execution of these Terms of Use and/or related to the use of the Money Keep platform will be governed by Brazilian law, and the Court of São Carlos, São Paulo, is elected as the sole competent jurisdiction to resolve any litigation or dispute.
These Terms of Use were last updated on: 23/04/2024